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Welcome to our blog!  Our aim is to provide you with information designed to bring focus and clarity on what will matter most to your retirement: converting savings to a growing stream of income for life.


Tuesday, May 28, 2019

Last week, the House Ways and Means Committee passed the Setting Every Community Up for Retirement Enhancement Act of 2019 (the SECURE Act). This bill includes a number of measures designed to strengthen retirement savings – like...


Friday, May 10, 2019

Ask the average person contemplating retirement for one of their top concerns after they stop working, chances are they’ll say something about being able to afford healthcare. And its a very rational concern! The Baby Boomer...


Thursday, February 14, 2019

Beginning in 1998, taxpayers have been permitted to both contribute to a Roth IRA (subject to income limits), and to convert existing assets in a traditional pre-tax IRA to a Roth IRA. In 2006, under the Pension Protection Act, the...


Monday, February 11, 2019

Anyone with a retirement account, such as a 401(k), Roth 401(k), 403(b), 457 plan, and most IRAs (but not Roth IRAs), will have to deal with something called required minimum distributions at some point during their retirement. A...


Friday, January 4, 2019

Every successful investor we’ve ever known was acting continuously on a plan; failed investors, in our experience, get that way by reacting to current events in the economy and the markets. We neither forecast the economy, nor attempt to ti


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Friday, October 26, 2018

It’s been a wild few weeks in the markets, some people are surprised, while some are concerned. Some people will be proactive, and others will be reactive. What should you do?


Monday, October 1, 2018

When creating income from your investments in retirement, the sequencing of your withdrawals, along with the decisions you make regarding how and when to claim social security along with some other pertinent factors, can have a large...


Thursday, September 20, 2018

Our experience of over 20 years tells us that pre-retirees are confused about how to go about determining the amount they need to accumulate in order to be “ready” to retire. . We are all aware of the importance of saving...


Thursday, September 20, 2018

The transition into retirement is one of the biggest and most impactful transitions of a person’s life. The only bigger transition, in fact, is the eventual decline of health along with the progression into old age. With a...


Monday, August 20, 2018

Most pre-retirees and recent retirees tend to focus on the risks of investing in the stock markets rather than what we believe is a more important risk to manage, protecting your purchasing power! To understand the importance of...


Monday, August 20, 2018

There is never a one size fits all answer to this question! There is, however, several fundamentals that all successful investors should follow. These fundamentals become even more important to execute as you approach retirement. When...


Friday, July 13, 2018

When it comes to investing (or anything in life worth doing well) it helps to know what you’re facing. In this case, that’s “the market.” How do you achieve every investor’s dream of buying low and selling high in a crowd of highly resource


Wednesday, June 27, 2018

What’s Wrong with the Conventional Wisdom for Investing in Retirement? It is not uncommon for us to hear from a prospective client “I’m getting closer to retirement, shouldn’t I be moving my money into something more conservative?”


Wednesday, June 27, 2018

This is a message of hope! Hope grounded in historical facts, combined with a pragmatic and admittedly limited view of where we are today, and a simple actionable plan forward. And in no way is it meant to be political in nature.